In Her Words: Luminita Ispas, Changing the World, One Four-Flat At A Time

Single mom, realtor, investor, and educator believes financial literacy can change the world for the better. She's putting her money where her mouth is.

In early 2001 or 2002, I saw a statistic that in the United States, out of 100 people who are looking to retire at age 65, only 5% can afford to do so; 95% will never make enough money to cover their living expenses in retirement. That was crazy to me because in 2000, I had just come from Romania where we had a pension system. Here I was in the United S…